1xBet Opay Deposit Nigeria: Step-by-Step Guide 2026

Opay is the easiest way to deposit on 1xBet for Nigerian users. With 35+ million users, Opay has become Nigeria's leading mobile money platform. This guide covers everything: setting up Opay, funding your wallet, making instant NGN deposits to 1xBet, and troubleshooting common issues. If you're in Nigeria, this is the payment method to use.

Last updated: February 4, 2026

Part of: Nigeria Guide — See also: All Payment Methods, Crypto Guide

Why Opay is Best for 1xBet Nigeria

Recommended Method: Opay is the #1 deposit method for Nigerian 1xBet users. Instant, reliable, and bypasses bank card restrictions.

Opay Advantages

  • Instant deposits: Funds appear in seconds, not minutes
  • No card blocks: Bypasses bank gambling restrictions
  • Widely used: 35M+ Nigerians already have Opay
  • Easy setup: 5 minutes to register
  • Multiple funding options: Bank, USSD, agents, cards
  • Low fees: Minimal or zero transaction fees
  • Mobile-first: Perfect for betting on phone
  • Cashback rewards: Opay often offers cashback

Bank Cards vs Opay

Factor Bank Card Opay
Success rate 50-70% 99%+
Speed Instant (if works) Instant
Gambling blocks Common None
Fees 0-2% Minimal/Free
Setup required None 5 min (one-time)

What is Opay?

Opay (stylized as OPay) is Nigeria's largest mobile money and fintech platform.

Opay Quick Facts

Founded 2018
Parent company Opera (Norwegian tech company)
Users 35+ million in Nigeria
Agent network 500,000+ agents nationwide
Services Payments, transfers, bills, airtime, betting deposits
License CBN Mobile Money Operator license

What You Can Do with Opay

  • Send money: Free transfers to any Nigerian bank
  • Pay bills: Electricity, cable TV, internet
  • Buy airtime: MTN, Glo, Airtel, 9mobile
  • Betting deposits: 1xBet, Bet9ja, Sportybet, etc.
  • Receive payments: From anyone in Nigeria
  • Cash out: At 500K+ agent locations
Beyond 1xBet: Even if you're not betting, Opay is useful for everyday Nigerian life — free bank transfers, bill payments, and airtime purchases.

Setting Up Opay (First-Time Users)

If you don't have Opay yet, here's how to get started:

Requirements

  • Nigerian phone number: Active MTN, Glo, Airtel, or 9mobile
  • BVN: Bank Verification Number (for full features)
  • Smartphone: Android or iPhone
  • Age: 18+ years

Step-by-Step Registration

  1. Download Opay App

    Get from Google Play Store or Apple App Store. Search "Opay" — look for the green logo.

  2. Enter Phone Number

    Use your active Nigerian number. You'll receive an OTP (one-time password).

  3. Verify OTP

    Enter the 6-digit code sent via SMS.

  4. Create PIN

    Set a 6-digit transaction PIN. Remember this — needed for every transaction.

  5. Add BVN (Recommended)

    Link your BVN to unlock higher limits and full features. Go to Profile → Upgrade Account.

  6. Done!

    Your Opay account is ready. You now have an Opay account number for receiving funds.

Account Tiers

Tier Requirements Daily Limit Best For
Tier 1 Phone only ₦50,000 Small deposits
Tier 2 Phone + BVN ₦200,000 Regular users
Tier 3 Full KYC (ID, photo) ₦5,000,000 High-volume users
Tip: Add your BVN immediately. It takes 2 minutes and unlocks ₦200,000 daily limit — enough for most bettors.

Funding Your Opay Wallet

Before depositing to 1xBet, you need money in your Opay wallet. Multiple options:

Method 1: Bank Transfer (Most Common)

  1. Open your banking app (GTBank, Zenith, Access, etc.)
  2. Select "Transfer"
  3. Choose "Opay" or "OPay Digital Services" as bank
  4. Enter your Opay account number (found in app → Profile)
  5. Enter amount and confirm
  6. Funds arrive in Opay instantly

Method 2: USSD (No Internet Needed)

Transfer from bank using USSD codes:

Bank USSD Code
GTBank *737*1*Amount*Opay Account#
First Bank *894*Amount*Opay Account#
UBA *919*3*Opay Account*Amount#
Zenith *966*Amount*Opay Account#
Access *901*Amount*Opay Account#

Method 3: Opay Agents (Cash Deposit)

  1. Find nearby Opay agent (look for green Opay signs)
  2. Give agent your phone number
  3. Hand over cash amount
  4. Agent deposits to your Opay
  5. You receive SMS confirmation

Agent fee: Usually ₦50-100 per transaction

Method 4: Debit Card Funding

  1. Open Opay app → Fund Wallet → Card
  2. Add your debit card details
  3. Enter amount to fund
  4. Confirm with card PIN/OTP

Method 5: Receive from Others

Share your Opay account number. Anyone can transfer to you from:

  • Any Nigerian bank account
  • Another Opay user
  • PalmPay, Kuda, Moniepoint, etc.

How to Deposit on 1xBet Using Opay

With Opay funded, depositing to 1xBet takes under 1 minute:

Step-by-Step Deposit

  1. Open 1xBet

    Login to 1xBet app or website

  2. Go to Deposit

    Tap "Deposit" button (usually top right or in menu)

  3. Select Opay

    Find Opay in payment methods list. May be under "E-wallets" or "Mobile Money"

  4. Enter Amount

    Type deposit amount in Nigerian Naira (e.g., ₦5,000)

  5. Confirm Details

    Review amount and tap "Deposit" or "Pay"

  6. Approve in Opay

    You'll get a push notification or be redirected to Opay app. Enter your 6-digit PIN to confirm.

  7. Done!

    1xBet balance updates instantly. You're ready to bet.

Speed: The entire process takes about 30 seconds once you've done it before. Funds are instant — no waiting.

Alternative: USSD Confirmation

If Opay app notification doesn't appear:

  1. Dial *955# on your phone
  2. Select "Approve Payment"
  3. Enter amount and PIN
  4. Transaction completes

Deposit Tips

  • Keep Opay app updated for smooth transactions
  • Ensure stable internet during transaction
  • Have sufficient Opay balance before starting
  • Note transaction reference for support queries

Withdrawing to Opay

You can also withdraw 1xBet winnings directly to Opay:

Withdrawal Steps

  1. Go to 1xBet → Withdraw
  2. Select Opay as withdrawal method
  3. Enter withdrawal amount
  4. Enter your Opay account number
  5. Confirm withdrawal request
  6. Wait for processing (usually hours to 1 day)
  7. Funds arrive in Opay wallet

Withdrawal Timeline

Processing time Few hours to 24 hours typical
First withdrawal May require account verification
Minimum Check 1xBet cashier (usually ₦1,000+)

After Receiving in Opay

Once funds are in Opay, you can:

  • Transfer to bank: Free instant transfer to any Nigerian bank
  • Cash out: Withdraw cash at Opay agents
  • Keep in Opay: Use for bills, airtime, or more betting
Pro Tip: For fastest withdrawals, consider crypto instead. Opay withdrawals are convenient but crypto (USDT) is typically faster (15-30 min vs hours).

Fees & Limits

Opay Fees

Transaction Fee
1xBet deposit Free or minimal
Receiving bank transfer Free
Transfer to other banks Free (Opay promotion)
Card funding ~1.5%
Agent cash deposit ₦50-100

Transaction Limits

Account Tier Daily Limit Single Transaction
Tier 1 (Phone only) ₦50,000 ₦50,000
Tier 2 (BVN linked) ₦200,000 ₦200,000
Tier 3 (Full KYC) ₦5,000,000 ₦1,000,000

1xBet Limits (via Opay)

Minimum deposit ₦100-500 (check cashier)
Maximum deposit Limited by Opay tier
Minimum withdrawal ₦1,000+ (check cashier)

Troubleshooting Opay Deposits

Common Issues & Solutions

Problem Cause Solution
Opay not in 1xBet options Account currency/region Ensure account is NGN; try different deposit section
Payment timeout Network issue Check internet; try again; check Opay app
No Opay notification Push notifications disabled Enable notifications or use USSD *955#
Wrong PIN entered User error Wait and retry; reset PIN if forgotten
Insufficient balance Not enough in Opay Fund Opay wallet first
Daily limit reached Exceeded tier limit Upgrade Opay tier (add BVN/KYC)
Money deducted, not credited Processing delay Wait 30 min; contact 1xBet support with proof

If Money Deducted But Not Credited

  1. Wait 30 minutes: Sometimes there's processing delay
  2. Check Opay transaction history: Screenshot the debit
  3. Check 1xBet transaction history: May show pending
  4. Contact 1xBet support: Live chat with transaction proof
  5. Provide: Opay reference, amount, timestamp, screenshots

Reset Opay PIN

  1. Open Opay app
  2. Go to Profile → Security → Reset PIN
  3. Verify with OTP
  4. Set new 6-digit PIN

Opay vs Other Methods

Opay vs PalmPay

Feature Opay PalmPay
Users 35M+ 25M+
1xBet integration Excellent Good
Agent network Larger (500K+) Growing
Free transfers Yes Yes
Cashback Sometimes Frequent
Verdict ★ Recommended Great alternative

Opay vs Bank Card

Feature Opay Bank Card
Success rate 99%+ 50-70%
Gambling blocks None Common
Setup 5 min one-time None
Verdict ★ Use this Avoid if possible

Opay vs Crypto

Feature Opay Crypto
Ease of use Very easy Moderate (need exchange)
Deposit speed Instant 15-30 min
Withdrawal speed Hours-1 day 15-30 min
Privacy Standard High
Best for ★ Deposits ★ Withdrawals
Optimal Strategy: Deposit via Opay (easiest), withdraw via crypto (fastest). Best of both worlds.

What This Page Does NOT Cover

  • Opay customer support issues: Contact Opay directly at 070-0888-8328
  • Opay agent disputes: Report via Opay app
  • Opay investment products: This guide is for betting deposits only
  • Crypto deposits: See our Crypto Guide

Frequently Asked Questions

How do I deposit on 1xBet using Opay?

Fund your Opay wallet first. Then go to 1xBet Deposit → select Opay → enter amount in Naira → confirm via Opay app (PIN) or USSD. Funds appear instantly.

Is Opay deposit on 1xBet instant?

Yes. Opay deposits are instant. Once you enter your PIN in Opay, your 1xBet balance updates within seconds.

What's the minimum Opay deposit on 1xBet?

Typically ₦100-500 depending on current 1xBet limits. Check the cashier for exact current minimum.

Can I withdraw to Opay from 1xBet?

Yes. Select Opay in withdrawal options, enter your Opay account number, and request withdrawal. Processing takes a few hours to 1 day.

Why is Opay better than bank card?

Opay has 99%+ success rate vs 50-70% for bank cards. Nigerian banks often block gambling transactions; Opay doesn't have this restriction.

Do I need BVN for Opay?

Not for basic account, but recommended. BVN upgrades you to Tier 2 with ₦200,000 daily limit. Without BVN, you're limited to ₦50,000/day.