1xBet App India Payment Methods: Deposit and Withdrawal Options
This page covers all payment methods available for 1xBet App users in India. Indian users can deposit and withdraw in INR (₹) using UPI (PhonePe, GPay, Paytm, BHIM), IMPS, net banking, e-wallets, and cryptocurrency. We explain processing times, limits, fees, and how to handle bank blocks.
Last updated: February 4, 2026
Payment Methods Quick Comparison
| Method | Deposit Time | Withdrawal Time | Min Deposit | Fees | Bank Block Risk |
|---|---|---|---|---|---|
| UPI (PhonePe/GPay/Paytm) | Instant (1-2 min) | 15 min – 2 hours | ₹100 | Free | Medium |
| IMPS | 1-5 minutes | 15 min – 2 hours | ₹100 | Free | Medium |
| Net Banking | 5-15 minutes | 1-3 business days | ₹100 | Free | High |
| Paytm Wallet | Instant | 15-30 minutes | ₹100 | Free | Low-Medium |
| Crypto (USDT/BTC) | 10-60 minutes | 15-60 minutes | ~₹100 equiv. | Network fee only | None |
| AstroPay | Instant | 24-48 hours | ₹100 | Varies | Low |
*Processing times based on user reports January-February 2026. Actual times may vary based on bank, time of day, and verification status. "Bank Block Risk" refers to likelihood of transaction being declined by Indian banks.
UPI Payments: The Most Popular Method for Indian Users
Unified Payments Interface (UPI), developed by NPCI (National Payments Corporation of India), is the most widely used payment method for online betting in India. With over 10 billion monthly transactions nationwide, UPI offers instant transfers directly from your bank account.
Supported UPI Apps
| UPI App | Market Share | 1xBet Compatibility | User Reports (Jan 2026) |
|---|---|---|---|
| PhonePe | ~47% | ✅ Supported | ~85% success rate reported |
| Google Pay (GPay) | ~34% | ✅ Supported | ~80% success rate reported |
| Paytm | ~12% | ✅ Supported | ~75% success rate (more restrictions) |
| BHIM | ~3% | ✅ Supported | ~70% success rate |
| Amazon Pay | ~2% | ⚠️ Limited | Higher decline rate reported |
*Success rates are approximate, based on user-reported data in online forums and betting communities. Not official statistics. Your experience may vary based on linked bank and transaction patterns.
How to Deposit via UPI
- Open 1xBet App → Tap "Deposit"
- Select "UPI" from payment methods
- Enter amount in INR (minimum ₹100)
- Enter your UPI ID (format:
yourname@bankname) - You'll receive a payment request in your UPI app
- Open PhonePe/GPay/Paytm and approve the request
- Enter your UPI PIN to confirm
- Funds credited within 1-2 minutes
UPI Withdrawal Process
- Go to "Withdraw" in 1xBet App
- Select "UPI" and enter amount
- Enter your UPI ID (same format as deposit)
- Complete any pending verification
- Withdrawal processes in 15 minutes – 2 hours
IMPS Bank Transfers
IMPS (Immediate Payment Service) is another NPCI system that enables instant interbank transfers 24/7. Unlike NEFT/RTGS, IMPS works on holidays and weekends.
IMPS Deposit Steps
- Select "IMPS" in 1xBet deposit options
- You'll receive bank details (account number, IFSC code)
- Open your bank's mobile app or net banking
- Add the provided account as a beneficiary
- Transfer using IMPS (select "IMPS" not "NEFT")
- Enter the transaction reference when prompted in 1xBet
- Funds credited within 1-5 minutes
Cryptocurrency: Bypass Banking Restrictions
Cryptocurrency deposits bypass Indian banking restrictions entirely. Since crypto transactions don't go through traditional banking channels, they cannot be blocked by RBI guidelines or bank policies.
Supported Cryptocurrencies
| Cryptocurrency | Network | Confirmations Required | Typical Time | Recommended For |
|---|---|---|---|---|
| USDT (Tether) | TRC-20 (Tron) | 19 confirmations | 5-15 minutes | Stable value, low fees |
| USDT | ERC-20 (Ethereum) | 12 confirmations | 10-30 minutes | Wide availability |
| Bitcoin (BTC) | Bitcoin | 1 confirmation | 10-60 minutes | Most liquid crypto |
| Ethereum (ETH) | Ethereum | 12 confirmations | 5-15 minutes | Fast processing |
| Litecoin (LTC) | Litecoin | 6 confirmations | 15-30 minutes | Lower fees than BTC |
*USDT on TRC-20 network offers the best combination of speed, low fees, and price stability. Recommended for users new to crypto deposits.
How to Buy Crypto in India
Indian users can purchase cryptocurrency through domestic exchanges:
- WazirX: Largest Indian exchange, UPI deposits supported
- CoinDCX: INR deposits via bank transfer
- Zebpay: Established exchange with mobile app
- CoinSwitch: Simple interface for beginners
Crypto Deposit Steps
- Buy USDT (TRC-20) on WazirX or CoinDCX
- In 1xBet App, go to Deposit → Cryptocurrency → USDT (TRC-20)
- Copy the deposit address provided
- In your exchange, withdraw USDT to that address
- Wait for network confirmations (5-15 minutes for TRC-20)
- Funds appear in 1xBet balance
Bank Blocking Analysis: Which Banks Block Gambling Transactions?
Indian banks may decline transactions to betting platforms. Based on user reports, here's a breakdown by major bank.
| Bank | Blocking Severity | UPI Success Rate | Net Banking | User Notes |
|---|---|---|---|---|
| HDFC Bank | 🔴 High | ~60-70% | Often blocked | Strictest blocking policies; frequently declines |
| ICICI Bank | 🔴 High | ~65-75% | Often blocked | Similar to HDFC; inconsistent |
| State Bank of India | 🟡 Medium | ~75-85% | Sometimes blocked | More permissive than private banks |
| Axis Bank | 🟡 Medium | ~70-80% | Sometimes blocked | Variable by region |
| Kotak Mahindra | 🟡 Medium | ~75-85% | Sometimes blocked | Generally more permissive |
| Yes Bank | 🟢 Low | ~85-90% | Rarely blocked | Often recommended by users |
| IDFC First | 🟢 Low | ~85-90% | Rarely blocked | New digital-first bank; fewer restrictions |
| Federal Bank | 🟢 Low | ~80-90% | Rarely blocked | Regional bank; less strict MCC filtering |
*Data compiled from user reports in r/IndianGaming, betting Telegram groups, and Quora threads (2024-2026). Sample sizes vary; not statistically rigorous. Banks may update blocking policies without notice.
Why Banks Block Transactions
- RBI Guidelines: RBI has advised banks to be cautious with gambling-related merchants
- MCC Filtering: Merchant Category Code 7995 ("Gambling") triggers automatic blocks
- Pattern Detection: Multiple transactions to similar merchants flagged
- Risk Management: Banks avoid exposure to potentially illegal activity
How 1xBet Works Around Bank Blocks
- Multiple payment processors: Rotates through different merchant accounts
- Generic MCCs: Transactions may appear as "technology services" or similar
- Periodic account changes: IMPS beneficiary details change regularly
- Crypto option: Bypass banking system entirely
What To Do If Your Transaction Is Blocked
- Try a different UPI app — PhonePe may work when GPay doesn't
- Try a different bank account — consider opening a secondary account with a less restrictive bank
- Use IMPS instead of UPI — sometimes bypasses UPI-specific filters
- Switch to cryptocurrency — guaranteed to work, no banking involvement
- Contact 1xBet support — they may have alternative payment options
E-Wallets and Prepaid Options
Paytm Wallet
Paytm Wallet (separate from Paytm UPI) can be used for deposits. Funds are withdrawn from your Paytm wallet balance, not directly from your bank.
- Advantage: Wallet acts as buffer between bank and 1xBet
- Limitation: ₹10,000 monthly wallet limit for non-KYC users
- Full KYC: ₹1,00,000 monthly limit after Aadhaar verification
AstroPay
AstroPay is a virtual prepaid card service popular with Indian bettors.
- Buy AstroPay vouchers with UPI/bank transfer
- Use voucher code to deposit on 1xBet
- Acts as intermediary — bank doesn't see 1xBet as merchant
- Higher acceptance rate than direct bank transfers
Withdrawal Tips and Verification
First Withdrawal Requirements
Before your first withdrawal, 1xBet requires identity verification:
- ID Proof: Aadhaar card, PAN card, or passport
- Address Proof: Utility bill, bank statement, or Aadhaar
- Payment Method Proof: Screenshot of UPI ID or bank account ownership
Withdrawal Limits
| Method | Minimum | Maximum (per transaction) | Daily Limit |
|---|---|---|---|
| UPI | ₹1,000 | ₹1,00,000 | ₹2,00,000 |
| IMPS | ₹1,000 | ₹2,00,000 | ₹5,00,000 |
| Bank Transfer | ₹1,000 | ₹5,00,000 | ₹10,00,000 |
| Crypto | ~₹1,000 equiv. | No limit | No limit |
*Limits may vary based on account verification level and history. VIP accounts may have higher limits.
What This Page Does NOT Cover
- Tax advice: Consult a CA for guidance on betting winnings taxation in India
- Bank-specific instructions: Every bank's net banking interface differs
- Crypto trading strategies: How to time crypto purchases for best rates
- Promotional offers: Deposit bonuses change frequently — check 1xBet directly
- Payment failures troubleshooting: Contact 1xBet support for transaction-specific issues
Frequently Asked Questions: India Payments
Can I deposit using UPI in India?
Yes. 1xBet supports UPI deposits. Use PhonePe, GPay, Paytm, or BHIM. Enter your UPI ID, approve the payment request, and funds are credited instantly. Success rates vary by bank (see our bank blocking analysis above).
What is the minimum deposit?
The minimum deposit on 1xBet for Indian users is ₹100 for most methods (UPI, IMPS, e-wallets). Crypto minimums depend on the specific coin but are approximately ₹100 equivalent.
How long do withdrawals take?
UPI/IMPS: 15 minutes to 2 hours. Bank transfer: 1-3 business days. Crypto: 15-60 minutes. First-time withdrawals require verification which may add 24-72 hours.
Why was my payment declined?
Indian banks may block gambling transactions due to RBI guidelines. Try a different UPI app, different bank, or use cryptocurrency. See our bank blocking analysis above for bank-specific guidance.
Is crypto the safest payment method?
For avoiding bank blocks, yes. Cryptocurrency transactions don't go through the Indian banking system, so they cannot be declined. However, crypto involves price volatility risk and requires learning how to use crypto wallets. USDT (Tether) on TRC-20 network is recommended for stable value.